How do I create a password?

Your password must meet the following requirements:

Must be at least 12 characters long
Must contain at least one numeric digit
Must contain at least one special character (e.g. " # $ % & ' ( ) * + , - . / : ; < = > ? @ [ \ ] ^ _ ` { | } ~!)
Must contain both upper and lower case letters
Must not repeat any of your previous passwords
Must not contain your username
Should not contain a dictionary word
Should not contain any proper noun or the name of any person, pet, child, fictional character, or any information that could be readily guessed about you (birth date, telephone number, employee number, SSN, etc.)
Should not contain any simple pattern of letters or numbers, such as “xyz123" or which are easy to type.