According to OMB and NIST guidelines, electronic signatures can be achieved in a Level 2 system via verified user registration methods. OMB reveals that Level 2 systems generally contain information that, if violated, would be financially harmful to an individual and cause a small degree of financial exposure to the related agency. For the purposes of the Trust Automation system, we will be using a method that requires two separate steps. First, the user must identify him/herself to the system using predetermined data elements. Second, the system will verify the individual’s identity, and then require him to establish a username and password for subsequent reentry.